Conditions

Scope of Cover

Details

Condition A

1. Risks covered

Death due to illnesses or diseases

2. Validity of insurance  

The Policy will come into effect after a waiting period of 30 days from the date the premium is fully paid (waiting period is not applied for renewal).

3. Benefits

AAA Assurance will pay the Sum Insured specified in the Policy or Certificate of Insurance

Condition B

1. Risks covered

Death or Bodily Injury due to Accident  

2. Validity of insurance

The Policy will come into effect immediately after the premium is fully paid.

3. Benefits

AAA Assurance will pay the sum as described in the Compensation Schedule of Disablement or the Sum Insured specified in the Policy or Certificate of Insurance

Condition C

1.  Risks covered

Hospitalization and/or surgical expenses due to illnesses, diseases and pregnancy

2.  Validity of insurance

The Policy will come into effect after the inception date for the below cases:

1.  30 days in respect of illnesses or diseases;

2.  90 days in respect of miscarriage, abortion as prescribed by a Medical Practitioner, and pregnancy treatment;

3.  270 days in respect of pregnancy

Note: Waiting period is not applied for renewal.

3. Benefits

AAA Assurance will pay the sum as described in the Compensation Schedule of Surgical Expenses registered with Ministry of Finance